Featured Properties Search All Local Listings New Construction Baton Rouge Ascension Parish Equestrian Properties First Time Home Buyers Mortgage Calculator Foreclosures
Custom Plans
Madden Home DesignCustom Design your plan with easy email for changes. Have that dream home that you always wanted.
Find Out More >
View All Affiliates >
Get the Latest Listings Before Anyone Else! As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Find Out More >
Bonnie Ferrell is one of The Top Selling Real Estate Experts™
Find Out More >

Sitemap - Local Information

Welcome > Sitemap > Local Information ...

Baton Rouge, East Baton Rouge and Ascension Parish Information:

  • About Town-1 - Moving to Town-1, Louisiana? Get info here...

  • About Town-2 - Moving to Town-2, Louisiana? Get info here...

  • About Town-3 - Moving to Town-3, Louisiana? Get info here...

  • Local School Information - Local School Information for Baton Rouge, East Baton Rouge and Ascension Parish schools kindergarten, elementary, and high schools.

  • Relocating? - Free real estate information & relocation package if you're relocating to Baton Rouge, East Baton Rouge and Ascension Parish, in East Baton Rouge County LA.

  • Go to Main Sitemap - Main sitemap sections include Find Baton Rouge, East Baton Rouge and Ascension Parish Homes, For Home Buyers, For Home Sellers, Baton Rouge, East Baton Rouge and Ascension Parish Information, Real Estate Resources, and About Bonnie Ferrell.

 

 

*Your Name:
*Your Email Address:
Send Latest Listings: What is this?
Send Latest News: What is this?

Your Message or Comments:
* Please note that fields marked with an asterisk are required.


Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

Real Estate Tips

Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia

Q 
Where is the world's largest wine cellar, and how big is it?

A 
A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
See More Real Estate Trivia >

Bonnie Ferrell, REALTORŪ, real estate agent and broker for Baton Rouge, East Baton Rouge and Ascension Parish, Louisiana home listings, property and land for sale - NUMBER1EXPERT

The Bonnie Ferrell Team
Bonnie Ferrell & Company, Inc.
P.O. Box 66714
Baton Rouge, LA. 70896
Phone: 225-926-7127
Fax: 225-924-0609
Email: bonnieferrellhomes@NUMBER1EXPERT.com

I realize that buying and selling a home is one of the most crucial financial transactions of your life. In what can be a confusing and sometimes difficult process, it pays to leave as little to chance as you can. With my help, you can navigate unknown territory with ease. To fill the specific residential needs of home buyers and sellers, the Residential Sales Council of the National Association of REALTORS institutes a class of expert real estate professionals: the Certified Residential Specialists (CRS). Fewer than 3% of all Realtors have earned the right to be called a "CRS". Fewer than 3% have developed special residential sales skills and enhanced their residential sales knowledge through education, dedication and experience. At Bonnie Ferrell & Co., Inc., I am proud of the fact that I have earned the CRS designation, and therefore have the knowledge and experience to assist you through the entire home buying process. Additionally I am also a licensed residential and commercial contractor. I have been actively building new homes since 1996. I invite you to put my vast skills and knowledge to work for you.

CRS Equal Housing GRI MLS REALTOR

www.bonnieferrellhomes.com is brought to you by Bonnie Ferrell, real estate for
Baton Rouge, East Baton Rouge and Ascension Parish, Louisiana

Read Bonnie Ferrell Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.